汇丰
ALM Manager - Hang Seng Insurance - Hang Seng Bank (HK)
ALM Manager - Hang Seng Insurance - Hang Seng Bank (HK)
发布于 2 个月前中层管理(经理/总监)
Mongkok, Kowloon, Hong Kong
高级经验
全职员工
混合式弹性办公
本科
财务与会计
Excel VBA
CFA
Risk Management
Stochastic Modeling
Asset Liability Management
AI 估算 · 60k–90k
Mid-level manager role at a major bank in Hong Kong; requires 5-10 years experience and specialized skills, commanding competiti
职位详情
关于这个职位
As an ALM Manager at Hang Seng Insurance, you will lead asset liability management for the company's investment portfolio, optimizing risk-return profiles and ensuring regulatory compliance. You'll collaborate with multiple departments to develop investment strategies and manage a team, driving performance and fostering a customer-centric culture. This role is ideal for experienced professionals with strong quantitative skills and insurance background.
最低要求
University graduate
Five to ten years of industry experience
Strong analytical and quantitative skills
Practical experience using Excel VBA an advantage
Strong investment and derivatives knowledge, CFA an advantage
Strong analytical and problem solving skills, ability to think 'outside the box' and conceptualize solutions to complex issues
Practical experience of investment & ALM in an insurance context an advantage
Excellent communication skills
工作职责
Contribute to asset liability management for all HSIC's shareholders and policyholders funds, in particular in the development and review of Strategic Asset Allocation to optimize the risk/ return profile, having regard to: HSIC's investment strategy; the return targets, risk appetite and risk limits; the profile and sensitivities of the projected cash flows to be received or paid on the asset and liability sides (mismatch risk); the impact to regulatory capital, economic capital, tax and accounting of the recommended strategies; any regulatory requirements such as IFRS17 and HKRBC
Support on recommendation and implementation of appropriate investment strategies.
Support the maintenance of a sound investment risk framework for all investment risks and ensure corporate governance standards are met.
Deliver fair outcomes for customers and stakeholders, and ensure own conduct maintains the orderly and transparent operation of financial markets
Manage relationships with Investment, Finance, Product, Risk, Group Insurance and other areas in relation to the investment matters
Keep abreast of global developments in the capital and insurance market and changes in regulatory, actuarial and accounting regime, particularly in relation to insurance investment management.
Individuals are responsible for the work of other managers.
Communicate a clear vision for RB&W that is aligned to the overall HSBC vision, Values and goals, and inspires and engages people to create an inclusive, high performing, customer-centred culture.
Set expectations, share best practice and manage, monitor, coach and develop team leaders and others to ensure that they maximise their performance, meet the required standards, and continuously develop their capabilities and experience.
Contribute in constructive cross-country and cross-business teamwork by demonstrating collaboration and matrix management in action and challenging actions and behaviours that are not consistent with HSBC's diversity policy and/or the best interests of the business and its customers.
Manage the processes, infrastructure and resources needed to deliver agreed team plans and targets, identifying and implementing improvements and collaborating with colleagues to maximise end to end integration, effectiveness and efficiency.
Maintain a robust and efficient control environment across RB&W to ensure good operational, financial and project management and compliance with HSBC policy and procedures, together with early identification and effective resolution or escalation of issues that arise.
Contribute to the development, implementation and maintenance of a management information, analysis and reporting framework that supports and informs timely and effective business management and decision making at all levels.
Implement and monitor the application of investment strategy, effective risk management and regulatory compliance.
Ensure corporate governance standards are met and a sound control framework is in place for investment matters.
优先资格
Fellow of a recognized actuarial organization an advantage
Strong Prophet modeling skills, stochastic modeling techniques an advantage
AI 洞察
优缺点分析
优点
- Work for a prestigious global bank with strong brand and stability.
- Exposure to complex financial instruments and regulatory frameworks, enhancing professional skills.
- Opportunity to lead a team and influence strategic decisions.
- High responsibility with significant impact on company's financial health.
- Need to stay updated with evolving regulations and market conditions.
- Potential pressure from stakeholders to meet return targets while managing risks.
- Experienced professionals in insurance or finance with strong quantitative background and leadership aspirations.
缺点 / 挑战
暂无明显挑战项
角色解读
- Advance to senior leadership roles such as Head of ALM or Chief Investment Officer within insurance or banking.
- Broaden expertise into broader risk management or treasury functions.
- Lead asset liability management (ALM) for insurance funds, optimizing strategic asset allocation and risk-return profiles.
- Develop and implement investment strategies in compliance with regulatory requirements such as IFRS17 and HKRBC.
- Manage and mentor a team, ensuring high performance and adherence to governance standards.
- Strong quantitative and analytical skills, with proficiency in Prophet modeling, stochastic techniques, and Excel VBA.
- Deep knowledge of investment and derivatives, ideally with CFA qualification.
- Excellent communication and leadership abilities to manage teams and collaborate across departments.
申请策略
- Tailor your CV to demonstrate understanding of Hong Kong insurance regulatory environment.
- Prepare examples of how you've optimized risk-return trade-offs in previous roles.
- Emphasize ALM or investment management experience in insurance context.
- Highlight proficiency in Prophet, VBA, and stochastic modeling.
- Showcase leadership roles and successful team management.
- Obtain CFA or actuarial fellowship if not already held.
- Further develop Prophet and Excel VBA skills through advanced courses.
面试指南
- Use the STAR method (Situation, Task, Action, Result) for behavioral questions.
- Show structured thinking: outline problem, analysis, solution, and outcome for technical questions.
- How would you approach setting strategic asset allocation for a life insurance portfolio?
- Describe a time you managed a team through a challenging project.
- Explain the impact of IFRS17 on ALM strategies.
- How do you stay updated with market and regulatory changes?
- Review Hong Kong insurance regulations and HKRBC framework.
- Prepare case studies from your experience demonstrating ALM and leadership success.
职位点评
72
综合评分
Senior ALM role at a top bank with strong development prospects, competitive pay, hybrid work, but moderate lifestyle flexibility.
更适合这类人
Candidates prioritizing career growth, learning, and leadership development over strict work-life balance.
表现最好
成长发展
相对薄弱
工作生活
薪资福利75
成长发展85
工作生活60
使命价值70
薪资福利
75中等
The role offers competitive compensation typical for senior positions at a major bank, though specific salary is not disclosed. Benefits are not explicitly listed but likely comprehensive.
薪资信号未披露（AI估算：60K-90K/月）
成长发展
85较高
The position provides strong development opportunities including leadership exposure, complex technical challenges, and mentions career development programs. The role uses advanced modeling and regulatory knowledge.
技术前沿主流现代技术
技术栈Prophet、Stochastic Modeling、Excel VBA、Derivatives
成长机会career development opportunities
业务类型profit_center
工作生活
60中等
Hybrid work style offers some flexibility, but location in Mongkok and potential for high-pressure deadlines may impact work-life balance. No explicit WLB signals in JD.
工作模式混合式弹性办公
办公地点市区核心地段
加班情况未提及（无法判断）
使命价值
70中等
Working in insurance contributes to financial security for customers, and Hang Seng emphasizes fair outcomes. The role is in a fast-growing business with moderate social impact.
行业发展高速增长赛道
社会影响中性/一般
使命信号fair outcomes
创新程度积极采用新技术
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