宏利

Assistant Actuarial Manager, Local Reporting & RBC, Hong Kong Corporate Actuarial

发布于 3 天前

普通员工/个人贡献者

AI 估算 · 35k–50k · AI 参考估算

香港特别行政区

中级经验

本科

全职员工混合式弹性办公精算

精算

Axis

Hkrbc

Pathwise

Solvency Ii

建模

数据分析

精算

金融报告

值不值得投

79综合评分

综合评分 79

Specialized actuarial role in regulatory capital, offering strong professional development, hybrid work, and a stable career path in a global insurer, with moderate societal impact.

从薪资福利、成长空间、工作节奏和岗位方向综合评估，方便横向比较。

薪资怎么样

43K

比精算中位数高

发布情况

新岗位 · 2 天前发布

公司情况

这家公司招聘很活跃

73 个在招 · 其中精算 5 个

市场机会

选择不多

香港特别行政区 · 精算 · 3 个在招

职位详情

关于这个职位

This is a senior individual contributor role focused on local reporting and regulatory capital (HKRBC) for a major insurance provider. The Assistant Actuarial Manager is responsible for reviewing actuarial model results, producing quarterly and annual solvency reports, and supporting capital planning and regulatory changes. It requires deep actuarial knowledge and strong analytical skills to ensure financial integrity and compliance.

最低要求

Degree holder with professional actuarial qualifications such as ASA or equivalent.

Minimum 4 years’ of relevant working experience in insurance industry.

Solid actuarial knowledge and experience in valuation and financial reporting.

Experience in Solvency II or HKRBC related work.

Strong analytical and problem-solving skills with demonstrated ability to work with complex financial issues and concepts.

Strong technical/modeling skills, knowledge or experience in Python, AXIS or PathWise is an asset.

Attention to detail.

Good communication, presentation and coaching skills.

Always demonstrate initiatives and commitment, and able to work independently.

Able to manage multiple and conflicting requests from various parties.

Effective command of English, both spoken and written.

工作职责

Review the model run results and produce the quarterly HKRBC results with analysis of movement, annual audit and filing, annual ORSA report and solvency sensitivity testing.

Review the HKRBC results in model change packages prepared by modelling team to ensure model integrity.

Support capital initiatives and capital planning to support the communication with internal stakeholders and decision making.

Support monthly HKRBC solvency estimate and able to explain the key drivers from market fluctuation.

Support analysis and implementation on upcoming capital regime change (e.g. Macau RBC, HKRBC rule review).

优先资格

Python, AXIS or PathWise is an asset.

AI 洞察

优缺点分析

优点

深入的核心监管资本与报告工作，专业性强，能积累深厚的精算实务经验
公司为国际领先金融机构，平台大，提供职业发展与专业培训机会
岗位要求明确，职责清晰，有利于聚焦能力提升
混合办公模式，提供了一定的工作灵活性
需要不断跟进复杂的监管规则变化，持续学习要求高
作为中台支持角色，需与多个部门沟通协调，对软性技能要求高
适合具备扎实精算背景、注重分析细节、乐于从事监管与合规相关工作，并希望在国际金融机构中稳定发展的专业人士

缺点 / 挑战

工作直接关联监管合规，对报告准确性和时效性要求高，压力较大

角色解读

可向高级精算经理、精算总监或财务风险管理负责人等更高级别的技术或管理岗位发展
深化特定监管领域（如新兴RBC规则）的专业知识，成为内部顾问
通过领导项目和指导团队，提升领导力与跨部门影响力
负责审查精算模型运行结果，编制季度和年度偿付能力报告（HKRBC），并提供变动分析
确保精算模型变更包的完整性，并支持资本规划与内部沟通
参与月度偿付能力估算，解释市场波动对资本充足率的关键影响
支持新资本监管框架（如澳门RBC、HKRBC规则修订）的分析与实施工作
精算专业知识，熟悉估值、财务报告及偿付能力监管框架（如Solvency II、HKRBC）
强大的建模与分析能力，熟悉Python、AXIS或PathWise等工具
优秀的沟通、表达与辅导技能，能独立处理复杂问题和多方请求
注重细节，工作积极主动，能够并行管理多项任务

申请策略

仔细研究宏利在香港的业务和其采用的精算模型/系统，以便在面试中展现针对性了解
准备案例，展示你如何确保模型完整性或解释市场波动对偿付能力的影响
突出ASA等精算资格认证，以及保险行业特别是财务报告或精算相关的项目经验
详细描述处理Solvency II或HKRBC相关工作的具体经历和成果
明确列出掌握的精算软件（AXIS/PathWise）和编程语言（Python）技能
强调沟通协调能力和处理复杂问题、管理多方需求的实例
若Python或建模工具（AXIS/PathWise）经验不足，可针对性学习以增强技术栈
深入研究香港及澳门最新的RBC监管规则和框架变化

面试指南

对于技术问题，使用STAR法则（情境、任务、行动、结果）结构化回答，并突出你的分析能力和解决问题的过程
对于沟通类问题，强调你的沟通策略、对业务的理解以及如何将复杂概念简单化
对于未来规划问题，将个人发展目标与公司提供的成长机会相结合
请介绍一次你处理HKRBC或类似偿付能力报告的经历，遇到了什么挑战，如何解决？
你如何确保精算模型输出结果的准确性？举例说明你会采取哪些检查步骤？
当业务部门或管理层对资本报告的数据提出疑问时，你通常如何解释和沟通？
你如何看待未来资本监管规则（如新RBC框架）的变化？这对你目前的工作意味着什么？
你未来的职业规划是什么？这个职位如何帮助你实现它？

职位点评

薪资福利80

成长发展85

工作生活75

使命价值70

薪资福利

80较高

The JD mentions a competitive salary and benefits, suggesting market-level or slightly above compensation for a qualified actuary in Hong Kong's financial sector. The exact package is not disclosed.

薪资信号面议 (35K-50K/月)

福利待遇competitive salary and benefits packages

成长发展

85较高

The role offers significant professional development in a specialized regulatory domain, with explicit mention of growth trajectory, leadership opportunities, and learning new skills within a large international financial institution.

技术前沿主流现代技术

技术栈Python、AXIS、PathWise

成长机会A growth trajectory that extends upward and outward、encouraging you to follow your passions and learn new skills、A focus on growing your career path with us、Professional development and leadership opportunities、Boundless opportunity、We create opportunities to learn and grow at every stage of your career

业务类型ambiguous

工作生活

75中等

The JD explicitly states a hybrid working arrangement and highlights flexible work policies and strong work-life balance as part of the offer, indicating a positive orientation towards WLB.

工作模式混合式弹性办公

办公地点市区核心地段

加班情况未提及（无法判断）

工作生活平衡Flexible work policies and strong work-life balance

使命价值

70中等

The role is in a stable financial services industry, contributing to institutional stability and regulatory compliance. The company emphasizes positive social impact and innovation, but the specific role's direct societal impact is less pronounced.

行业发展稳定成熟行业

社会影响中性/一般

使命信号We create opportunities to learn and grow、Continuous innovation、We invite you to help redefine the future of financial services、Championing Corporate Citizenship、We build a business that benefits all stakeholders and has a positive social and environmental impact

创新程度稳健跟随主流

这份工作值不值得投

79综合评分

Specialized actuarial role in regulatory capital, offering strong professional development, hybrid work, and a stable career path in a global insurer, with moderate societal impact.

从薪资福利、成长空间、工作节奏和岗位方向综合评估，方便横向比较。

更适合这类人：This role is most suitable for professionals motivated by deep skill development in a specialized actuarial field, career growth within a large organization, and a balanced work-life environment.

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