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汇丰
Director, Business Advisory (Retail Banking) - HK Business

Director, Business Advisory (Retail Banking) - HK Business

发布于 14 天前

中层管理(经理/总监)

Kowloon City, Kowloon, Hong Kong
专家级经验
全职员工
混合式弹性办公
本科
咨询
Uat
利益相关方管理
数据迁移
核心银行系统
流程设计
零售银行
需求分析
项目管理
风险管理

AI 估算 · 120k–220k

香港大型银行总监级岗位,15年以上经验,薪资水平高,参考市场月薪12-22万人民币,含奖金和福利。

职位详情

关于这个职位

该职位是汇丰银行香港零售银行业务咨询总监,负责主导核心银行系统升级项目的业务端全流程管理,包括需求定义、利益相关方协调、数据迁移、UAT测试和合规风控

适合拥有15年以上核心银行实施经验、具备强大领导力和跨部门协作能力的高级专业人才

最低要求

年以上核心银行业务咨询或IT开发经验

有核心银行实施/升级或重大账务/平台升级的交付经验
深入了解零售银行产品和服务运营(账户、利息/费用、过账、报表、限额、休眠、投诉、运营流程)
有领导大型高运营风险变革项目的UAT和业务就绪经验
具备需求工程、流程设计、引导和利益相关方管理能力
强大的风险意识:理解控制、可审计性和生产环境中的“可能出错”因素
分析能力(数据验证、对账、理解过账/总账影响)
本科或同等学历

工作职责

业务负责人与变革领导

领导核心银行升级(存款/活期账户、费用与利息、客户/账户服务、报表、抵押贷款、支付影响、产品参数)的业务工作流
定义业务成果和成功衡量计划
运行业务方面的治理流程:决策日志、RAID、签核和利益相关方更新
需求、范围与流程设计
挖掘和记录业务需求(功能性和非功能性),将其转化为可交付的产物(史诗/特性/用户故事、验收标准)
确保新系统与正在开发的其他零售产品平台(如信用卡)顺利对接
利益相关方管理(零售+运营+风险)
协调产品、渠道、运营、财务、风险、合规、法律、数据和客户体验等部门
主持研讨会和决策论坛
解决范围、优先级以及客户/运营权衡方面的冲突
确保与客户旅程和服务模式的一致性——因为一个“小参数变更”可能变成10,000个客户来电
数据、迁移与切换准备(面向业务)
与数据和迁移团队合作,定义业务数据映射预期(产品代码、账户类型、客户属性、余额、利率)
定义迁移的业务验证方法(对账规则、抽样、异常处理、签核阈值)
支持切换规划:业务就绪检查清单、沟通、运营应急预案等
测试与质量
制定业务UAT策略:场景、覆盖率、可追溯性到需求、进入/退出标准
从业务影响角度主导缺陷分诊(严重程度、客户风险、变通方案)
支持跨依赖系统(渠道、支付、总账、欺诈/反洗钱、报告)的端到端测试
监管、风险与控制
确保业务设计满足监管和行为义务(客户沟通、费用/利息透明度、服务公平性)
识别控制影响(对账、审计追踪、审批、访问、职责分离)
支持风险评估、操作风险签核和审计证据收集
推广应用、沟通与培训
编制变更影响、SOP更新、培训要求以及面向一线员工的材料
规划业务沟通(内部和面向客户,如需要),明确时间和责任
跟踪采用情况和上线后表现
管理待办事项和持续改进

优先资格

拥有在澳门工作的权利者优先

AI 洞察

优缺点分析

优点

  • Work at a global banking leader with a strong brand and opportunities for professional development.
  • Lead a high-impact core banking transformation, gaining valuable experience in complex change management.
  • Hybrid working flexibility and a stable corporate environment.
  • Exposure to senior stakeholders across the bank, enhancing your network.
  • The role requires managing high operational risk and complex dependencies across many business lines.
  • May involve long hours during critical project phases such as cutover and testing.
  • Balancing multiple stakeholder interests can be challenging and requires strong negotiation skills.
  • This role is ideal for a seasoned banking consultant or IT leader with deep core banking expertise who thrives in complex transformation environments.

缺点 / 挑战

暂无明显挑战项

角色解读

  • This senior role allows you to lead a critical transformation project, enhancing your reputation as a banking change leader.
  • Opportunities to move into broader program management or business leadership roles within HSBC.
  • Exposure to multiple retail banking domains (deposits, mortgages, payments) can open doors to regional or global transformation roles.
  • Lead the business workstream for a core banking system upgrade, defining business outcomes and success measures.
  • Elicit and document business requirements, translating them into delivery-ready epics, features, and user stories.
  • Coordinate across multiple departments (Product, Ops, Risk, Compliance, etc.) to ensure alignment and resolve conflicts.
  • Drive UAT strategy, data validation, and cutover readiness to ensure a smooth go-live with minimal operational risk.
  • Extensive experience in core banking implementation or major platform upgrades, with deep knowledge of retail banking products and servicing operations.
  • Strong requirements engineering, process design, and stakeholder management skills.
  • Solid risk mindset with understanding of controls, auditability, and production risks.
  • Analytical capability in data validation, reconciliation, and understanding postings/GL impacts.

申请策略

  • Research HSBC's retail banking transformation initiatives and understand their specific challenges.
  • Tailor your CV to demonstrate leadership in large-scale, high-risk banking transformations.
  • Highlight successful core banking implementation or upgrade projects you have led, emphasizing business outcomes and your role.
  • Showcase your ability to manage stakeholders across business and technology teams, with examples of conflict resolution.
  • Quantify achievements, such as improved UAT efficiency or reduced operational risk.
  • Include any experience with regulatory requirements and risk management in banking.
  • If you lack recent experience with specific core banking systems, consider taking a course or obtaining certification in modern banking platforms (e.g., Temenos, FIS, Oracle Flexcube).
  • Brush up on data analysis skills (Excel, SQL) to strengthen your ability to validate migration data.

面试指南

  • Use the STAR method (Situation, Task, Action, Result) to structure your answers, focusing on your role and quantified outcomes.
  • When discussing conflicts, emphasize your process for facilitation, trade-off analysis, and alignment with business goals.
  • For UAT questions, highlight your methodology: requirement traceability, entry/exit criteria, and defect triage from a business impact perspective.
  • Describe a core banking upgrade you've led. What were the biggest business challenges?
  • How would you handle a situation where a requirement from one department conflicts with another?
  • What is your approach to defining UAT scenarios for a core banking migration?
  • How do you ensure compliance and risk controls are considered during business process design?
  • Tell me about a time you had to manage stakeholder resistance to change.

职位点评

73
综合评分

高薪稳定的银行高管岗位,混合办公,核心系统转型项目经验,但工作压力较大。

从薪资福利、成长空间、工作节奏和岗位方向综合评估,方便横向比较。

更适合这类人
适合追求高薪、稳定及大型平台职业发展的高级银行专业人士,对工作压力有一定承受力。
表现最好
薪资福利
相对薄弱
使命价值
薪资福利85
成长发展70
工作生活65
使命价值60

薪资福利

85较高

This position offers a competitive salary and benefits as a senior role at a global banking leader, with strong job security and employer brand.

薪资信号未披露(AI估算:120K-220K/月)
福利待遇flexible working、continuous professional development、opportunities to grow

成长发展

70中等

The role offers deep exposure to large-scale core banking transformation, enhancing project leadership and domain expertise, though advancement may be limited at this seniority.

技术前沿传统/成熟技术
成长机会continuous professional development、opportunities to grow
业务类型ambiguous

工作生活

65中等

The role offers hybrid working and the stability of a major bank, but the scale of the transformation project may require long hours and high pressure.

工作模式混合式弹性办公
办公地点未明确
加班情况未提及(无法判断)
工作生活平衡flexible working

使命价值

60中等

The role contributes to banking stability and customer service improvements, though the primary focus is operational efficiency and business transformation.

行业发展稳定成熟行业
社会影响中性/一般
创新程度稳健跟随主流
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