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渣打银行
Senior Officer, CLM

Senior Officer, CLM

发布于 大约 2 个月前

普通员工/个人贡献者

天津市
中级经验
全职员工
混合式弹性办公
学历未注明
客户服务与支持
利益相关者管理
合规
客户管理
英语
项目管理
风险管理
CLM
SLA

AI 估算 · 8k–15k

天津外资银行运营岗位,中级经验,薪资处于市场中位水平,福利较好。

职位详情

关于这个职位

该职位主要负责客户生命周期管理(CLM)流程,包括客户准入、维护和退出,确保符合当地法规和内部政策

需要高效处理日常运营任务,达成服务水平协议(SLA)目标,并主动识别和升级风险
同时,需要与客户保持紧密合作,推动服务质量改进

最低要求

Strong team player, able to work in partnership with other individuals on day-to-day and long-term projects

Strong stakeholder management and engagement skills
Solution oriented; able to manage through complex situations and able to work well under pressure with a high degree of accuracy
Strong drive to deliver
Knowledge of Client Management processes and target operating model
Experience in client service and/ or front office experience desirable; good product knowledge and understanding of a wide range of corporate structures
Knowledge of the region – preferably an on-the-job experience in the region
Excellent verbal and written communication skills is essential
Fluency in English both speaking and writing is essential
Project management skills desirable; attention to detail, strong follow-through, and good judgment

工作职责

Achievement of processing turnaround standard

Achievement of productivity goal
Achievement of accuracy standard
Contributing ideas for improvement on processes, procedures
Proactively analyze to solve problems and share with team
Proactively raise up misunderstanding of DOI or practice
Rise up & escalate BAU issues timely
Achievement and Completion of the Management Instruction
Timely and Successful Completion of all required trainings, including mandatory E-learning & in-team trainings
Complying with Code of conduct
Maintain a close working relationship with the customers to ensure that service issues are promptly escalated and acted upon
Initiating & implementing service quality initiatives
Uphold the values of the Group and company at all times
Perform CLM process according to DOI and process requirement
Provide excellent service to internal/external clients
To report and escalate any potential risk identified as part of daily BAU
To ensure no breach of SLA
To control and enhance efficiency and quality as per team requirements and job objective
To ensure the attendance of meeting and training which are arranged
To maintain a good working relationship within and outside the team
To support the Management or Team on required activities
To proactively monitor and manage operational risks, system risk and channel risk of the products and to highlight any potential and actual breakdown of controls to Group Operations and CORG via KPIs and risk exception reporting
Implement control measures and monitoring plans for compliance and operational risk management
Ensuring compliance with the highest standards of regulatory and business conduct and compliance practices as defined by internal and external requirements
Embed the Group’s values and code of conduct to ensure that adherence with the highest standard of ethics, and compliance with relevant policies, processes and regulations among employees form part of the culture
Display exemplary conduct and live by the Group’s Values and Code of Conduct
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

AI 洞察

优缺点分析

优点

  • 渣打银行是全球知名银行,平台大,福利待遇完善(如退休储蓄、医疗、灵活工作、学习资源)
  • 公司注重包容性和员工发展,提供跨部门流动和培训机会
  • 晋升路径相对固定,需要较长时间积累才能进入管理层
  • 适合追求稳定、注重福利和工作生活平衡,希望在银行运营领域长期发展的求职者

缺点 / 挑战

  • 职位涉及客户全生命周期管理,能系统性地积累银行运营、风险控制和合规知识
  • 天津作为分公司,工作生活相对平衡,通勤压力小
  • 运营岗位工作内容偏流程化和重复性,可能缺乏技术创新空间
  • 需要处理大量日常事务,对细致和效率要求高,同时要应对严格的合规和风险监控

角色解读

  • 可在银行运营领域深耕,从Senior Officer晋升为Team Lead或Manager,负责团队管理和流程优化
  • 转向风险管理、合规或客户关系管理等部门,利用对客户流程的理解获得更广阔的视野
  • 通过内部轮岗和持续学习,逐步向中高层运营管理岗位发展
  • 负责客户生命周期管理(CLM)流程,包括客户准入、维护和退出的日常操作与合规审查
  • 确保各项处理指标(如周转时间、准确性、生产力)达标,并主动识别流程改进点
  • 与内外部客户保持紧密沟通,及时升级和解决服务问题,维护良好的合作关系
  • 监控操作风险,执行控制措施,确保符合银行及监管要求
  • 熟悉客户管理流程和目标运营模式,具备客户服务或前台工作经验者优先
  • 优秀的口头和书面沟通能力,英语流利,能处理复杂情况并承受压力
  • 利益相关者管理和协作能力,能够与团队及跨部门高效合作
  • 注重细节,具备项目管理技能,有较强的执行力

申请策略

  • 关注渣打银行的企业文化(如“Here for good”),在面试中体现对价值观的认同
  • 提前了解CLM行业术语和银行运营流程,展现专业度
  • 突出客户服务或运营相关经验,特别是处理复杂流程、达成KPI的案例
  • 强调风险管理或合规方面的知识,以及如何识别和解决操作问题
  • 展示英语沟通能力和跨部门协作项目,体现利益相关者管理能力
  • 如果有项目管理或流程改进经验,务必详细说明
  • 可以提前学习银行客户管理和风险管理的基础知识,了解反洗钱(AML)等法规
  • 提升Excel和数据分析能力,以支持流程监控和报告

面试指南

  • 使用STAR法则(情境-任务-行动-结果)结构化回答行为问题
  • 对于流程改进问题,强调分析步骤、协同意识和最终效果
  • 对合规和风险问题,展现责任心和主动发现问题的意识
  • 请谈谈你在客户管理或运营支持方面的经验,如何确保按时准确地完成任务?
  • 你如何处理复杂的客户问题或升级?可以举一个具体的例子
  • 描述一次你识别流程瓶颈并提出改进方案的经历
  • 你如何管理多个利益相关者的期望?
  • 你如何理解风险管理在银行运营中的重要性?

职位点评

76
综合评分

稳定大厂、福利丰厚、工作生活平衡好,但技术成长有限。

从薪资福利、成长空间、工作节奏和岗位方向综合评估,方便横向比较。

更适合这类人
最适合看重薪资福利和工作稳定性的求职者,同时能接受适中的发展空间。
表现最好
薪资福利
相对薄弱
使命价值
薪资福利85
成长发展70
工作生活80
使命价值60

薪资福利

85较高

职位提供有竞争力的薪资和丰富福利(退休储蓄、医疗、休假等),属于稳健大平台,满足基本物质需求。

薪资信号未披露(AI估算:8K-15K/月)
福利待遇retirement savings、medical and life insurance、annual leave、parental/maternity leave、sabbatical、volunteering leave、flexible working、Unmind wellbeing platform、Employee Assistance Programme、learning culture

成长发展

70中等

有内部培训、学习文化和明确的发展机会,但岗位偏运营执行,技术成长有限。

技术前沿非技术岗(不适用)
成长机会reskill and upskill、learning culture、in-team trainings
业务类型cost_center

工作生活

80较高

提供混合办公模式和灵活时间,福利包括假期和健康支持,工作生活平衡较好。

工作模式混合式弹性办公
办公地点未明确
加班情况未提及(无法判断)
工作生活平衡Flexible working、time-off

使命价值

60中等

银行行业稳定,工作意义在于支持客户和合规,但社会影响力一般。

行业发展稳定成熟行业
社会影响中性/一般
使命信号drive commerce and prosperity、here for good
创新程度稳健跟随主流
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