渣打银行
Product Owner
Product Owner
发布于 大约 14 小时前中层管理(经理/总监)
广州市
高级经验
全职员工
仅现场办公
学历未注明
产品经理
Agile
Data Analytics
Llm
Nlp
Product Management
Rag
Retail Banking
Wealth Management
AI 估算 · 30k–50k
外资银行产品负责人岗，广州薪资水平较高，AI方向有溢价，综合估约3-5万/月。
职位详情
关于这个职位
作为渣打银行的产品负责人，你将领导跨职能团队，为财富和零售银行业务设计、开发并部署AI解决方案
你需要与业务、技术和设计团队紧密合作，确保AI产品与战略目标对齐，并最大化业务价值
该职位要求深入了解AI/ML概念，熟悉LLM平台、RAG流水线及模型评估，同时具备卓越的敏捷产品管理和利益相关者协调能力
最低要求
The ideal candidate has a strong background in retail banking, wealth management, and Agile product management, with expertise in digital solutions, data analytics, and AI/ML. You should be data-driven, customer-centric, and skilled at navigating complex banking ecosystems.
to 10 years of experience in digital and technology implementations, preferably within large wealth management organizations, managing complex projects.
to 8 years of experience as an Agile Product Owner (or a similar role), with strong skills in maintaining and prioritizing a backlog.
Proven experience in AI/M...（描述已截断，此为已提供部分）
工作职责
Strategy**
Owns the product journey, vision across the entire product life cycle, from inception, validation, build, delivery, run & iteration.
Maintains a commercial lens over the product, understand and communicate with relevant stakeholders on the commercial performance metrics and viability of products, and drive its adoption.
Creates a transparent, clear, and easy to understand product vision.
Owns the ‘WHY’ and ensure all members of the squad understand and embrace the vision & mission. The why should be closely aligned to the organization’s overall goals and ambitions.
Inspires the squad to continuously thrive in a growth mindset.
Sets goals for the squad and create actions plans to target for timely delivery.
Owns, maintains & constantly optimizes the product roadmap & product backlog.
Business**
Act as an agile Product Owner to develop new AI solutions to drive key wealth and retail banking strategic objectives.
Work closely with cross-functional teams, including technology, design, and business stakeholders, to deliver innovative AI solutions.
Using tools like ADO to own and manage the product backlog, prioritize features based on business value, and ensure seamless delivery in an Agile environment.
Constantly take feedback, iterate, and improve platform and its adoption.
Previously defined product requirements and development roadmap based on functional expertise.
Strong communication skills to synchronize tasks, clarify requirements and delivery expectations with stakeholders.
Conducts pre-go-live demos for stakeholders and align necessary support functions to ensure a smooth transition and go-live.
Conducts regular retrospective and review sessions to embed a growth mindset where the squad is constantly looking for ways to improve the way we deliver products. Take learnings and share with the wider PO community.
Research vendor offerings, evaluate and make best recommendations.
Processes**
Clearly aligns squad OKRs & KPIs with stakeholders and senior management, ensure these objectives and targets are well understood and aligned to the nature of your product.
Communicates and embed the OKRs and KPIs into every aspect of the product life cycle.
Identifies and maps the data sources required to validate and measure the performance of the features.
Performs post implementation review with squad, define measurement windows and prepare necessary data & metrics.
Translate data insights into prioritized product improvements.
People & Talent**
Coaches & mentor squad members to continuously uplift capability.
Fosters a culture based on trust, psychological safety & collaboration.
Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.
Employ, engage and retain high quality people.
Responsibility to review team capacity plans to ensure capabilities are released as per agreement with stakeholders.
Risk Management**
Awareness and understanding of the main risks facing the Group and the role the individual plays in managing them.
Is accountable for ensuring compliance and risk adherence of products and services, engage with stakeholders to ensure necessary controls are adhered to and approvals are obtained.
Identifies all risks and issues that may impact project viability. Track, manage and report them as per the Bank’s standards.
Governance**
Adherence to policies and control standards, ensuring compliance and operation within risk tolerance and risk appetite.
Maintain awareness and understanding of the regulatory framework in which the Bank operates, and the regulatory requirements and expectations relevant to the role.
Responsible for delivering ‘effective governance’ within the deliverables and possessing the ability to constructively challenge relevant stakeholders and teams effectively.
Ability and willingness to work through details with relevant control functions in an open and collaborative manner to achieve the desired governance outcome within the bank’s risk appetite.
Work with global teams in Risk, Compliance and COO Office to ensure adherence to the Bank’s Risk framework, in the identification, assessment, mitigation, control and monitoring of risk.
Regulatory & Business Conduct**
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders**
Investment Advisors, Team Heads, Relationship Managers, (PvB and Retail)
Global WM Product Teams
Global and Country Technology teams
Product Owners across Digital Advisory and Client Journey
Country WM Product Heads
Group, Regional and Country WM COO teams
Other Responsibilities**
Do the right thing: Be brave, be the change; Think client; Live with integrity
Never Settle: Continuously improve and innovate; Simplify; Learn from your successes and failures
Better together: See more in others; How can I help? Build for the long term
优先资格
Prior experience in Generative AI, Predictive Analytics & Machine Learning, Natural language Processing (NLP) and emerging technologies, running proofs of concepts, driving pilots, and product evaluations using innovative client engagement technology shall be a huge plus.
AI 洞察
优缺点分析
优点
- 渣打银行为跨国金融巨头，品牌背书强，职业稳定性和发展通道清晰
- AI在金融领域的应用属于前沿方向，能积累稀缺的技术和管理经验
- 领导跨职能团队，有助于提升战略思维、影响力以及复杂组织协作能力
- 银行受严格监管，流程复杂，推进创新的节奏可能较慢，需应对多方合规要求
- AI产品落地周期较长，预期管理和团队激励的难度较大
- 适合具备资深产品管理经验，对AI应用有敏锐洞察，能驾驭复杂组织并善于推动变革的候选人
缺点 / 挑战
- 需要平衡业务价值、技术可行性和风险控制，协调不同利益方，沟通成本较高
角色解读
- 可在银行内部晋升为高级产品负责人或产品总监，管理更广泛的产品组合
- 深耕AI领域，成为AI产品专家或数字化转型领导者
- 在跨国银行平台下，有机会接触全球业务，拓展至国际管理岗位
- 负责AI产品从概念到落地的全生命周期管理，包括收集需求、规划路线图、定义用户故事并排定优先级
- 与业务、技术、设计等跨职能团队紧密合作，确保AI解决方案满足业务目标，并推动落地与采用
- 管理产品待办列表，主持冲刺规划，跟踪产品性能指标，基于数据持续优化产品
- 作为产品负责人，向团队传递愿景，推动成长心态，并确保产品符合银行的风险与合规要求
- 具备5-10年数字与技术实施经验，其中4-8年担任敏捷产品负责人或类似角色
- 熟悉AI/ML概念，特别是LLM平台、API集成、RAG流水线、模型校准与评估
- 出色的业务分析能力，深刻理解财富管理和零售银行业务场景
- 强大的沟通与利益相关者管理能力，能够协调多方诉求，推动决策与交付
申请策略
- 在求职信中强调对AI金融创新的热情，以及推动客户体验优化的具体经历
- 准备一个展示你如何管理复杂干系人并确保项目成功的故事
- 突出作为产品负责人成功交付AI或数据驱动产品的经验，强调量化业务成果和客户价值
- 详细描述敏捷实践，包括产品待办列表管理、冲刺规划、版本迭代和利益相关者管理
- 展示对LLM、RAG、NLP等技术的理解，即使非纯技术岗位也要体现技术敏锐度
- 提及财富管理或零售银行领域知识，与职位高度匹配
- 学习LLM平台和API集成知识，了解RAG架构原理及实际应用案例
- 提升数据分析能力，掌握如何通过指标衡量产品性能并驱动决策
面试指南
- 采用STAR法则（情境、任务、行动、结果）结构化回答，突出你的角色和影响
- 始终围绕业务价值与客户体验进行考量，体现产品思维
- 强调数据驱动、持续迭代和跨部门协作的方法论
- 你如何对产品待办列表进行优先级排序？请举例
- 请描述一次你领导跨职能团队交付AI产品的经历，遇到哪些挑战？
- 在银行环境中，你如何平衡创新与风险控制？
- 你如何评估一个AI模型的效果？使用哪些指标？
- 如何向非技术高管解释RAG技术及其商业价值？
职位点评
72
综合评分
外资银行AI产品负责人，前沿技术驱动，薪资优厚，但工作模式偏现场且WLB不确定。
从薪资福利、成长空间、工作节奏和岗位方向综合评估，方便横向比较。
更适合这类人
最适合重视职业成长、渴望接触前沿AI技术并愿意在复杂金融环境中推动创新的产品经理。
表现最好
成长发展
相对薄弱
工作生活
薪资福利70
成长发展85
工作生活60
使命价值65
薪资福利
70中等
该职位薪资水平预计较高，且外资银行平台提供稳定性，但具体福利未在JD中披露，综合满足度良好。
薪资信号未披露（AI估算：30K-50K/月）
成长发展
85较高
职位涉及前沿AI技术，并承担团队指导和产品战略工作，成长空间大，满足度较高。
技术前沿前沿/新兴技术
技术栈AI、LLM、RAG、NLP、Machine Learning
成长机会Coaches、mentor
业务类型profit_center
工作生活
60中等
工作地点为广州，需现场办公，JD未提及弹性工作或加班情况，WLB存在不确定性，满足度一般。
工作模式仅现场办公
办公地点未明确
加班情况未提及（无法判断）
使命价值
65中等
银行业稳定但社会影响中性，AI在金融领域的应用具有积极价值，但使命感和创新文化体现不强烈。
行业发展稳定成熟行业
社会影响中性/一般
创新程度积极采用新技术
渣打银行 的其他在招职位
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